The Olympics of Retirement Markets: Who Wins the Gold Medal? and Post-retirement Risks—The Latest in SOA Research

Carol Bogosian, ASA

LIMRA and the SOA have recently looked at retirement risks and consumer attitudes in the United States, Canada, Asia Pacific markets, and Latin America markets.  How does the US market stand up against consumer sentiments, the use of financial advisors, and retirement product interests around the world?  Come hear about the product features and retirement desires of US consumers and see which other markets are contending for the race fort the Retirement Market Gold Medal.

This session will also present the latest results of Society of Actuaries research on the understanding and approaches for dealing with post retirement risks focused on the US market.

Dale Hall, FSA, MAAA, CERA, CFA is Managing Director of Research for the Society of Actuaries (SOA).  In his role, Dale coordinates the SOA’s strategic research partnerships, oversees SOA experience studies, coordinates research across the SOA’s wide variety of actuarial practice areas and markets, and directs the SOA’s data-driven in-house research initiatives.  He is a frequent speaker at insurance and retirement industry meetings to highlight SOA research, including presentations to the actuarial task forces of the NAIC and congressional committee testimony on pension plan mortality rates. He has appeared on behalf of the SOA in a variety of media outlets including coverage on C-SPAN and National Geographic’s BREAKTHROUGH television series, and hosts the weekly Society of Actuaries Research Insights Podcast.

Prior to joining the SOA in 2013, Dale spent over 20 years in the US insurance industry, primarily as Chief Actuary for the Life/Health companies of COUNTRY Financial. While at COUNTRY, he was active in industry as a member of the ACLI Actuarial Committee, and was an adjunct professor in the actuarial science program at Illinois State University.

Dale is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, a Chartered Enterprise Risk Analyst and a CFA charter holder.  Dale earned his MBA in Finance from Capital University and his BS in Mathematics from John Carroll University.

Carol A. Bogosian, President of CAB Consulting, is an Associate of the Society of Actuaries and has over thirty years of experience as an actuary providing advice on defined benefit and defined contribution pension plans and retirement planning issues. Before starting her own firm, she was a principal in a major consulting firm as a senior actuary and consultant providing retirement services to individuals and corporate clients. She completed a financial planning certificate study program, gaining her perspective of the employee’s overall financial needs. Her current interests are in improving financial education and literacy in the U.S.

She has published articles for the Plan Sponsor Council of America and WISER and has spoken publicly at various professional associations on retirement and financial planning topics.  She currently serves on the Post Retirement Needs and Risk Committee and on the Aging and Retirement Strategic Research program committee of the Society of Actuaries providing guidance on research projects and public speaking or media engagements for the research. She also serves on the Chicago Bar Associations’ Joint Task Force on Women and Aging. Previously, she served on the Retirement Section Council of the Society of Actuaries and the Employee Benefits Advisory Board for The John Marshall Law School.

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