Carol Bogosian, ASA

Post-Retirement Needs and Risks: What Do We Really Know?
• Background
• Risk Survey and Public Attitude Research
• Managing Risks
• Shocks and Unexpected Expenses
• Income and Spending
• Influence of Parents Retirement
• Other Major Projects
• Consumer and Advisor Education
• Diverse Risks in Retirement Essays
• Conclusions
• Appendices
• Methodology
• Overview of Research

Carol Bogosian, President of CAB Consulting, is an Associate of the Society of Actuaries and has over 30 years of experience as an actuary providing advice on defined benefit and defined contribution pension plans and retirement planning issues. Before starting her own firm, she was a principal in a major consulting firm as a senior actuary and consultant providing retirement services to individuals and corporate clients. She completed the Financial Planning Certificate program, gaining her perspective of the employee’s overall financial needs. Her current interests are in improving financial education and literacy in the U.S.

She has published articles for the Plan Sponsor Council of America and WISER. She has spoken publicly at various professional associations on retirement and financial planning topics. She previously served on the Pension Section Council and currently serves on the Post Retirement Needs and Risk Committee of the Society of Actuaries and the Chicago Bar Associations’ Joint Task Force on Women and Aging. She also serves on the Employee Benefits Advisory Board for The John Marshall Law School.